Information
Education: Ph.D. in Economics, University of California, Los Angeles, 2019.
Current Affiliations: Postdoctoral Fellow at the Faculty of Economics, University of Cambridge.
Research Field
Dr. Ma works on Finance, Industrial Organization, and Applied Theory, with a focus on the impact of AI and digital technologies in finance and platform economy.
Recent Work
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Fintech Access and Consumption SmoothingOctober 2024 | Working Paper | with Long Chen, Xavier Giroud & Neng Wang
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Big Tech Credit Risk: Real-Time Adjustments, Algorithmic Bias, and Ecosystem Advantages2024 | Working Paper | with Long Chen, Jon Frost, and Yi Huang
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Regulating Information and Competition: Evidence from Fintech SME Loans2024 | Working Paper | with André Sztutman & Robert M. Townsend
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The Monopoly and Competition of Foundation ModelsWorking Paper | Yingju Ma
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